Buying a new car can be very exciting, whether it is your first motor or you are simply looking to upgrade, there are several considerations which you need to make before you buy. I have so many friends who have made mistakes in the past when it came to car buying, I’ve made a few myself and it isn’t until a few months after the novelty wears off that you realize that you should’ve been smarter with your decision. Try not to get carried away with emotion or the latest style and think about which car you want to buy for a good amount of time before finally deciding, here are some considerations which you should make before taking the plunge.
The range in prices to take car insurance out for different autos is vast and depending on what kind of car you have chosen, you could be looking at quite a fee. The safer the car, the cheaper the price is the general rule although it also depends on your history as a driver. If this is your very first car then you will be looking at a higher cost of insurance as new driver greenly contribute towards the most accidents on the roads. Once you have decided upon a car, get a quote from somewhere like chill.ie to see if it falls within your price range, make sure you do this before you buy.
How Will You Use It?
It is vitally important that you consider exactly how you will be using the car once you have it. I bought a beautiful convertible about 5 years ago, something of a dream car and whilst I absolutely loved driving it around, I realized the mistake I had made the first time I had to pick the kids up from school, two kids and a boot of shopping was not the best situation for my car. Have a long think about what your needs are for your car, is it for commuting? Do you have a family? How far will you be driving? Distance is an important aspect too because some cars are much more economic that others and the last thing you want is a gas guzzler if you plan on racking up the miles.
How Much Can You Afford?
It can be really easy to fall in love with a car and blow your budget and some as a result. Be sensible when working out what you can actually afford and stick to your budget. Remember that having the money for something and actually being able to afford it are two different things.
Nobody can tell what is going to happen in the future but it is worth considering how long you will want the car for. For example, if you know that you will only have the car for a couple of years then perhaps a new car isn’t the best idea, they depreciate heavily in value, especially in the first 2 years.
Whatever you do, make sure you think deeply about which is the right car for you, speaking from experience, there is nothing worse than buying the wrong car.